Pag-IBIG’s 50% income gain strengthens members’ savings

Pag-IBIG Fund posted a 50 percent hike in its investment income to P2.73 billion in the first four months of 2025, reflecting its prudent financial stewardship and growing capacity to support members’ savings and housing needs.

This growth was driven by strategic placements in bonds and other debt securities, money market instruments, equities, and investment properties, the agency said in a statement.

Strategic allocation

Pag-IBIG chief executive officer Marilene C. Acosta said the agency’s investment portfolio stood at P158.15 billion as of April 2025, reflecting a 42 percent increase from the P111.39 billion recorded in April 2024. She noted that this growth formed part of Pag-IBIG Fund’s sound and strategic allocation of its more than P1.11 trillion in total assets—a milestone the agency reached earlier this month.

Based on the latest available data, Pag-IBIG Fund’s earning assets have reached P1.09 trillion, comprising P856.96 billion in housing-related assets, P77.94 billion in short-term loans, and P158.12 billion in income-generating investments. The remaining P20 million accounts for other assets, including property and equipment, cash, and intangible assets.

“Our investments play a vital role in providing our members with the best possible returns,” Acosta said.

“We begin by meeting our housing investment requirement to help more Filipinos own homes through affordable financing. We also maintain adequate funding for our short-term loans, ensuring members have access to immediate financial assistance. Remaining investible funds are placed in secure instruments that deliver competitive returns while preserving liquidity for members’ claims. Through this balanced, disciplined approach—anchored on the strategic allocation of our resources to housing, short-term lending, and investments—we fulfill our mission to safeguard our members’ trust and deliver meaningful benefits, the Lingkod Pag-IBIG way,” she explained.

New chairperson

Meanwhile, the agency also formally welcomed this week Secretary Jose Ramon P. Aliling as the newly appointed chairperson of its 11-member Board of Trustees. His leadership is expected to further guide Pag-IBIG Fund’s strategic direction in line with the Marcos administration’s housing and institutional development agenda.